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shaguabijia-app-server/docs/api/wallet-withdraw.md
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OuYingJun1024 18ab7eab92 docs(api): 补全福利/钱包/提现/签到/任务/省钱/看广告 21 个接口文档
按 docs/api 一接口一文件约定新增:
- 钱包(11): account / coin-transactions / cash-transactions / exchange-info / exchange / bind-wechat / unbind-wechat / withdraw-info / withdraw / withdraw/status / withdraw-orders
- 签到(2): status / 执行签到
- 任务(2): list / {task_key}/claim
- 省钱(3): summary / battle / records
- 看广告发奖(3): pangle-callback(S2S验签) / reward-status / test-grant(仅联调)
- README 索引补 12–32 行 + 新增「游标分页约定」+ 修正鉴权说明 + 注明金额以分为单位

Co-Authored-By: Claude Opus 4.7 <noreply@anthropic.com>
2026-05-27 17:50:01 +08:00

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# POST /api/v1/wallet/withdraw — 发起提现到微信零钱
> 所属:Wallet 组(前缀 `/api/v1/wallet` | 鉴权:Bearer | 限流:同 IP ≤20 次/分 | [← 返回 API 索引](./README.md)
## 入参
| 字段 | 类型 | 必填 | 说明 |
|---|---|---|---|
| `amount_cents` | int | ✅(>0) | 提现金额(分),须落在 `[min_cents, max_cents]` |
| `user_name` | string | ❌ | 实名(达额时微信商家转账要求,可空) |
| `out_bill_no` | string | ❌ | **客户端幂等键(商户单号)**:同号重试不重复转账;不传则服务端生成 |
## 出参
响应 `200`:`WithdrawResultOut`
| 字段 | 类型 | 说明 |
|---|---|---|
| `out_bill_no` | string | 商户提现单号(查单用) |
| `status` | string | `pending` / `success` / `failed` |
| `wechat_state` | string \| null | 微信侧原始状态 |
| `amount_cents` | int | 本次提现额(分) |
| `cash_balance_cents` | int | 提现后现金余额(分) |
| `package_info` | string \| null | 拉起微信确认页用(`WXOpenBusinessView` requestMerchantTransfer |
| `mch_id` | string \| null | 商户号 |
| `app_id` | string \| null | 微信 AppID |
## 错误码
- `400` 金额越界 / 未绑定微信
- `409` 现金余额不足
- `502` 微信转账调用失败(余额已退回)
- `503` 微信支付未配置
## 说明
走微信「商家转账到零钱」V3。先扣余额建单再调微信,转账失败则退回余额。`out_bill_no` 幂等防止网络重试重复打款。返回的 `package_info`/`mch_id`/`app_id` 供 App 拉起微信确认页;确认结果由 [wallet-withdraw-status](./wallet-withdraw-status.md) 轮询。