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shaguabijia-app-server/docs/api/wallet/wallet-transfer-auth.md
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guke b23335d5fb @
docs: reorganize api docs into categorized subdirectories and fill missing docs

- Categorize 77 existing api docs into 16 business-domain subdirectories
  (auth/ad/wallet/coupon/compare/savings/signin/tasks/invite/user/
   device/platform/intent/meituan/other) plus admin/ and internal/
- Split admin/ into 7 sub-resource subdirectories (auth/users/wallet/
  withdraws/feedbacks/admins/ad) with 4 single-file docs at root
- Create 21 new docs covering 28 previously undocumented endpoints:
  ad/watch-report, wallet/transfer-auth (3 endpoints), coupon/session+
  stats+completed-today+prompt (7), invite/me+invitees+bind+landing-track,
  user/onboarding (2), platform/flags+ad-config+app-version,
  intent/step+precoupon/step, analytics/events, order/report,
  report/submit+records, feedback/config+records, trace/finalize
- Add mock request/response JSON examples to all new docs
- Create docs/README.md with full category index for LLM navigation
- Update docs/api/README.md: fix all links, add new endpoint rows,
  replace "no doc" markers with actual links
- Fix back-navigation links (./README.md -> ../README.md or
  ../../README.md) in all moved files
@
2026-07-03 14:56:50 +08:00

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免确认收款授权(transfer-auth 族)

所属:Wallet 组(前缀 /api/v1/wallet | 鉴权:全部 Bearer | ← 返回 API 索引

集成实现:见 integrations/wxpay(微信 V3 免确认收款授权)。

开启一次后,后续提现走免确认转账直接到账,不再跳微信确认。绑定 openid 是前提。


POST /transfer-auth — 开启免确认到账

申请免确认授权,返回拉起微信授权页的 package_info

入参

无(user_id 从 JWT 取)。

出参

响应 200:TransferAuthResultOut

字段 类型 说明
already_active bool 是否已是开启状态(无需再授权)
package_info string | null 拉起微信授权页的 package;已开启时为空
mch_id string | null 商户号
app_id string | null 微信 AppID

Mock 出参(首次申请):

{
  "already_active": false,
  "package_info": "affirmTransferAuth|{\"mchId\":\"1234567890\",\"appId\":\"wxabc123\",\"package\":\"affirm_biz_123\"}",
  "mch_id": "1234567890",
  "app_id": "wxabc123"
}

Mock 出参(已开启,无需重复授权):

{
  "already_active": true,
  "package_info": null,
  "mch_id": "1234567890",
  "app_id": "wxabc123"
}

错误码

  • 400 未绑定微信
  • 502 微信授权接口调用失败
  • 503 微信支付授权未配置

GET /transfer-auth/status — 查免确认授权状态

从微信授权页返回后轮询。

入参

无(user_id 从 JWT 取)。

出参

响应 200:TransferAuthStatusOut

字段 类型 说明
state string none(未开启)/ pending(待确认)/ active(已开启)/ closed(已关闭)
enabled bool 是否已开启免确认到账

Mock 出参:

{
  "state": "active",
  "enabled": true
}

POST /transfer-auth/close — 关闭免确认到账

解除授权,恢复每次提现跳微信确认。

入参

无(user_id 从 JWT 取)。

出参

响应 200:TransferAuthStatusOut(同上)

Mock 出参:

{
  "state": "closed",
  "enabled": false
}

错误码(通用)

  • 401 未鉴权 / token 失效
  • 503 微信支付授权未配置