Files
shaguabijia-app-server/app/api/v1/wallet.py
T

350 lines
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Python

"""钱包 / 我的资产 endpoint。
路由前缀 `/api/v1/wallet`:
GET /account 金币 + 现金余额(我的资产卡)
GET /coin-transactions 金币流水(游标分页)
"""
from __future__ import annotations
import logging
from fastapi import APIRouter, Depends, HTTPException, Query, status
from app.api.deps import CurrentUser, DbSession
from app.core.config import settings
from app.core.ratelimit import rate_limit
from app.core.rewards import (
COIN_PER_CENT,
COIN_PER_YUAN,
MIN_EXCHANGE_COIN,
WITHDRAW_MAX_CENTS,
WITHDRAW_MIN_CENTS,
)
from app.repositories import wallet as crud_wallet
from app.models.user import User
from app.schemas.welfare import (
BindWechatRequest,
BindWechatResultOut,
CashTransactionOut,
CashTransactionPage,
CoinAccountOut,
CoinTransactionOut,
CoinTransactionPage,
ExchangeInfoOut,
ExchangeRequest,
ExchangeResultOut,
TransferAuthResultOut,
TransferAuthStatusOut,
UnbindWechatRequest,
UnbindWechatResultOut,
WithdrawInfoOut,
WithdrawOrderOut,
WithdrawOrderPage,
WithdrawRequest,
WithdrawResultOut,
WithdrawStatusOut,
WithdrawTierOut,
)
logger = logging.getLogger("shagua.wallet")
router = APIRouter(prefix="/api/v1/wallet", tags=["wallet"])
@router.get("/account", response_model=CoinAccountOut, summary="金币+现金余额")
def get_account(user: CurrentUser, db: DbSession) -> CoinAccountOut:
acc = crud_wallet.get_or_create_account(db, user.id)
return CoinAccountOut.model_validate(acc)
@router.get(
"/coin-transactions",
response_model=CoinTransactionPage,
summary="金币流水(游标分页)",
)
def coin_transactions(
user: CurrentUser,
db: DbSession,
limit: int = Query(20, ge=1, le=100),
cursor: int | None = Query(None, description="上一页末条 id"),
) -> CoinTransactionPage:
items, next_cursor = crud_wallet.list_coin_transactions(
db, user.id, limit=limit, cursor=cursor
)
return CoinTransactionPage(
items=[CoinTransactionOut.model_validate(it) for it in items],
next_cursor=next_cursor,
)
@router.get("/cash-transactions", response_model=CashTransactionPage, summary="现金流水(游标分页)")
def cash_transactions(
user: CurrentUser,
db: DbSession,
limit: int = Query(20, ge=1, le=100),
cursor: int | None = Query(None, description="上一页末条 id"),
) -> CashTransactionPage:
items, next_cursor = crud_wallet.list_cash_transactions(
db, user.id, limit=limit, cursor=cursor
)
return CashTransactionPage(
items=[CashTransactionOut.model_validate(it) for it in items],
next_cursor=next_cursor,
)
@router.get("/exchange-info", response_model=ExchangeInfoOut, summary="金币兑现金汇率/规则")
def exchange_info() -> ExchangeInfoOut:
return ExchangeInfoOut(
coin_per_yuan=COIN_PER_YUAN,
min_coin=MIN_EXCHANGE_COIN,
step_coin=COIN_PER_CENT,
)
@router.post("/exchange", response_model=ExchangeResultOut, summary="金币兑现金")
def exchange(req: ExchangeRequest, user: CurrentUser, db: DbSession) -> ExchangeResultOut:
try:
acc, cents = crud_wallet.exchange_coins_to_cash(db, user.id, req.coin_amount)
except crud_wallet.InvalidExchangeAmountError as e:
raise HTTPException(
status_code=status.HTTP_400_BAD_REQUEST,
detail=f"coin_amount must be >= {MIN_EXCHANGE_COIN} and a multiple of {COIN_PER_CENT}",
) from e
except crud_wallet.InsufficientCoinError as e:
raise HTTPException(status_code=status.HTTP_409_CONFLICT, detail="insufficient coin balance") from e
logger.info("exchange ok user_id=%d coin=%d cents=%d", user.id, req.coin_amount, cents)
return ExchangeResultOut(
coin_amount=req.coin_amount,
cash_added_cents=cents,
coin_balance=acc.coin_balance,
cash_balance_cents=acc.cash_balance_cents,
)
# ===== 提现(现金 → 微信零钱) =====
@router.post(
"/bind-wechat",
response_model=BindWechatResultOut,
summary="微信授权 code 换 openid 并绑定",
dependencies=[Depends(rate_limit(10, 60, "bind-wechat"))], # #6 同 IP 每分钟≤10 次
)
def bind_wechat(req: BindWechatRequest, user: CurrentUser, db: DbSession) -> BindWechatResultOut:
if not settings.wxpay_configured:
raise HTTPException(status_code=status.HTTP_503_SERVICE_UNAVAILABLE, detail="wechat pay not configured")
try:
info = crud_wallet.bind_wechat_openid(db, user.id, req.code)
except crud_wallet.WechatAlreadyBoundError as e:
raise HTTPException(
status_code=status.HTTP_409_CONFLICT, detail="该微信已绑定其他账号"
) from e
except ValueError as e:
raise HTTPException(status_code=status.HTTP_400_BAD_REQUEST, detail=str(e)) from e
logger.info(
"bind wechat ok user_id=%d openid=%s*** nickname=%r avatar=%s",
user.id, info["openid"][:6], info["nickname"], bool(info["avatar_url"]),
)
return BindWechatResultOut(
bound=True, wechat_nickname=info["nickname"], wechat_avatar_url=info["avatar_url"]
)
@router.post("/unbind-wechat", response_model=UnbindWechatResultOut, summary="解绑微信(清空 openid)")
def unbind_wechat(
user: CurrentUser, db: DbSession, req: UnbindWechatRequest | None = None
) -> UnbindWechatResultOut:
# 有「待审核(reviewing)」提现单时,首次解绑拦下要求确认:这类单还没打款,确认解绑(force)
# 时会被立即退回现金余额(refund_reviewing_withdraws_on_unbind),后台不再挂单,用户需先知情。
# (pending 单转账已在途、解绑影响不到,不拦;见 has_reviewing_withdraw。)
force = req.force if req is not None else False
if not force and crud_wallet.has_reviewing_withdraw(db, user.id):
logger.info("unbind wechat needs_confirm(有待审核提现) user_id=%d", user.id)
return UnbindWechatResultOut(
bound=bool(user.wechat_openid),
needs_confirm=True,
message="你有提现正在审核中,解绑微信后这笔会自动退回到现金余额。确定解绑吗?",
)
# 先把待审核提现立即退回现金(无则 no-op),再清 openid —— 让"解绑即退"名副其实
refunded = crud_wallet.refund_reviewing_withdraws_on_unbind(db, user.id)
crud_wallet.unbind_wechat_openid(db, user.id)
logger.info("unbind wechat ok user_id=%d force=%s refunded_withdraws=%d", user.id, force, refunded)
return UnbindWechatResultOut(bound=False)
@router.get("/withdraw-info", response_model=WithdrawInfoOut, summary="提现额度/绑定状态/免确认开关/档位")
def withdraw_info(
user: CurrentUser,
db: DbSession,
source: str = Query(
"coin_cash",
description="提现账户:coin_cash(福利页,下发 tiers 档位) / invite_cash(邀请页,tiers 为空走旧逻辑)",
),
) -> WithdrawInfoOut:
u = db.get(User, user.id)
# 顺带同步免确认授权状态(捕获首单确认后已生效的授权 pending→active),让开关展示实时
auth = crud_wallet.sync_transfer_auth(db, user.id)
return WithdrawInfoOut(
min_cents=WITHDRAW_MIN_CENTS,
max_cents=WITHDRAW_MAX_CENTS,
wechat_bound=bool(u and u.wechat_openid),
wechat_nickname=u.wechat_nickname if u else None,
wechat_avatar_url=u.wechat_avatar_url if u else None,
transfer_auth_enabled=bool(auth and auth.state == "active"),
tiers=[WithdrawTierOut(**t) for t in crud_wallet.withdraw_tier_states(db, user.id, source)],
)
@router.post(
"/withdraw",
response_model=WithdrawResultOut,
summary="发起提现(扣款建单,待人工审核;审核通过后才打款)",
dependencies=[Depends(rate_limit(5, 60, "withdraw"))], # IP 级粗限流;用户级未完成单限制在仓库层
)
def withdraw(req: WithdrawRequest, user: CurrentUser, db: DbSession) -> WithdrawResultOut:
# 提现发起本身不调微信(打款在审核通过后),但仍要求微信支付已配置——否则审核通过也打不了款,提前拦
if not settings.wxpay_configured:
raise HTTPException(status_code=status.HTTP_503_SERVICE_UNAVAILABLE, detail="wechat pay not configured")
try:
order = crud_wallet.create_withdraw(
db, user.id, req.amount_cents, source=req.source,
user_name=req.user_name, out_bill_no=req.out_bill_no,
# 0.01 元调试提现:放行低于最低额的小额。双闸——客户端仅 debug 包在「0.01 元提现」开关开时
# 连同 skip_review 一起下发;服务端仅非 prod 才认。生产恒 False,最低额校验照常。
allow_sub_min=(req.skip_review and not settings.is_prod),
)
except crud_wallet.InvalidWithdrawAmountError as e:
raise HTTPException(
status_code=status.HTTP_400_BAD_REQUEST,
detail="提现金额不符合要求",
) from e
except crud_wallet.WechatNotBoundError as e:
raise HTTPException(status_code=status.HTTP_400_BAD_REQUEST, detail="请先绑定微信") from e
except crud_wallet.WithdrawTooFrequentError as e:
raise HTTPException(
status_code=status.HTTP_409_CONFLICT,
detail="已有提现申请正在审核或打款中,请处理完成后再申请",
) from e
except crud_wallet.WithdrawTierUnavailableError as e:
# 福利页档位闸(7-9):次数满/已选其他额度。正常客户端已按 tiers 预拦,此处兜底防绕过。
raise HTTPException(status_code=status.HTTP_409_CONFLICT, detail="今日额度已达上限") from e
except crud_wallet.InsufficientCashError as e:
raise HTTPException(status_code=status.HTTP_409_CONFLICT, detail="现金余额不足") from e
# 调试直发(非生产):skip_review=true 时跳过人工审核,立即发起微信转账(等价 admin approve)。
# 双闸保护——客户端仅 debug 包下发此 flag,服务端仅非 prod 才认;任一道闸拦住即恢复正常审核,
# 生产绝不会被客户端 flag 绕过审核。用于本地联调"提现→微信转账/免确认到账"全链路。
if req.skip_review and not settings.is_prod and order.status == "reviewing":
logger.warning(
"withdraw skip_review(非prod调试直发,跳过人工审核立即打款) user_id=%d bill=%s",
user.id, order.out_bill_no,
)
order = crud_wallet.execute_withdraw_transfer(db, order)
acc = crud_wallet.get_or_create_account(db, user.id)
logger.info(
"withdraw submitted user_id=%d cents=%d bill=%s status=%s",
user.id, req.amount_cents, order.out_bill_no, order.status,
)
# 此刻 status=reviewing,尚未打款 → 无 package_info;App 据 status 提示"已提交,等待审核"。
# 审核通过后客户端轮询 /withdraw/status 拿到 package_info(若需确认)再拉起微信确认页。
return WithdrawResultOut(
out_bill_no=order.out_bill_no,
status=order.status,
wechat_state=order.wechat_state,
amount_cents=order.amount_cents,
cash_balance_cents=acc.cash_balance_cents,
package_info=order.package_info,
mch_id=settings.WXPAY_MCH_ID,
app_id=settings.WECHAT_APP_ID,
)
@router.get("/withdraw/status", response_model=WithdrawStatusOut, summary="查提现单状态(轮询)")
def withdraw_status(
user: CurrentUser, db: DbSession, out_bill_no: str = Query(..., description="商户提现单号")
) -> WithdrawStatusOut:
try:
# 用户从确认页返回后查单:仍 WAIT_USER_CONFIRM 视为放弃 → 撤销+退款
order = crud_wallet.refresh_withdraw_status(
db, user.id, out_bill_no, cancel_if_unconfirmed=True
)
except crud_wallet.WithdrawOrderNotFound as e:
raise HTTPException(status_code=status.HTTP_404_NOT_FOUND, detail="withdraw order not found") from e
return WithdrawStatusOut(
out_bill_no=order.out_bill_no,
status=order.status,
wechat_state=order.wechat_state,
amount_cents=order.amount_cents,
fail_reason=order.fail_reason,
# 审核通过后 status=pending 且可能带 package_info(WAIT_USER_CONFIRM):供 App 拉起微信确认页
package_info=order.package_info,
mch_id=settings.WXPAY_MCH_ID if order.package_info else None,
app_id=settings.WECHAT_APP_ID if order.package_info else None,
)
@router.get("/withdraw-orders", response_model=WithdrawOrderPage, summary="提现单列表(游标分页)")
def withdraw_orders(
user: CurrentUser,
db: DbSession,
source: str | None = Query(None, description="按账户来源过滤:coin_cash / invite_cash;不传=全部"),
limit: int = Query(20, ge=1, le=100),
cursor: int | None = Query(None, description="上一页末条 id"),
) -> WithdrawOrderPage:
items, next_cursor = crud_wallet.list_withdraw_orders(db, user.id, source=source, limit=limit, cursor=cursor)
return WithdrawOrderPage(
items=[WithdrawOrderOut.model_validate(it) for it in items],
next_cursor=next_cursor,
)
# ===== 免确认收款授权(用户授权免确认模式)=====
# 开启一次后,后续提现走免确认转账直接到账,不再跳微信确认。绑定 openid 是前提。
@router.post(
"/transfer-auth",
response_model=TransferAuthResultOut,
summary="开启免确认到账(申请授权,返回拉起微信授权页的 package)",
dependencies=[Depends(rate_limit(10, 60, "transfer-auth"))],
)
def open_transfer_auth(user: CurrentUser, db: DbSession) -> TransferAuthResultOut:
if not settings.wxpay_auth_configured:
raise HTTPException(
status_code=status.HTTP_503_SERVICE_UNAVAILABLE,
detail="wechat transfer auth not configured",
)
try:
info = crud_wallet.apply_transfer_auth(db, user.id)
except crud_wallet.WechatNotBoundError as e:
raise HTTPException(status_code=status.HTTP_400_BAD_REQUEST, detail="wechat not bound") from e
except crud_wallet.WithdrawTransferError as e:
raise HTTPException(status_code=status.HTTP_502_BAD_GATEWAY, detail=str(e)) from e
logger.info("open transfer-auth user_id=%d already_active=%s", user.id, info["already_active"])
return TransferAuthResultOut(**info)
@router.get(
"/transfer-auth/status",
response_model=TransferAuthStatusOut,
summary="查免确认授权状态(从微信授权页返回后轮询)",
)
def transfer_auth_status(user: CurrentUser, db: DbSession) -> TransferAuthStatusOut:
auth = crud_wallet.sync_transfer_auth(db, user.id)
state = auth.state if auth else "none"
return TransferAuthStatusOut(state=state, enabled=(state == "active"))
@router.post(
"/transfer-auth/close",
response_model=TransferAuthStatusOut,
summary="关闭免确认到账(解除授权)",
)
def close_transfer_auth_endpoint(user: CurrentUser, db: DbSession) -> TransferAuthStatusOut:
crud_wallet.close_transfer_auth(db, user.id)
logger.info("close transfer-auth user_id=%d", user.id)
return TransferAuthStatusOut(state="closed", enabled=False)