feat: 福利钱包+签到+省钱战绩+激励广告发奖+微信提现 后端
- 福利钱包: 金币/现金余额、流水、兑换 (api/v1/wallet.py, crud/wallet.py, models/wallet.py, schemas/welfare.py)
- 每日签到: 连续天数 + 档位奖励 (api/v1/signin.py, crud/signin.py, models/signin.py)
- 任务系统: "打开消息提醒"等任务领奖 (api/v1/tasks.py, crud/task.py, models/task.py)
- 省钱战绩: 省钱汇总/战绩/店铺菜品 (api/v1/savings.py, crud/savings.py, models/savings.py)
- 激励广告发奖: 穿山甲服务端回调 + 发奖规则 + 限流 (api/v1/ad.py, core/pangle.py, core/rewards.py, core/ratelimit.py, crud/ad_reward.py, schemas/ad.py, docs/ad_reward_golive_checklist.md)
- 微信提现: 商家转账到零钱 V3 (core/wxpay.py); user 表加微信 openid/nickname/avatar
- DB 迁移: 8 个 alembic (welfare 表/cash_transaction/openid 唯一约束/savings 店铺菜品/savings_record/ad_reward/withdraw_order+openid/user 微信字段)
- 运维脚本: reconcile_withdraws(对账) + reset_signin/reset_welfare + sim_pangle_callback(模拟穿山甲回调)
- 测试: test_welfare / test_withdraw / test_ad_reward
- 配置: .env.example + config.py 新增福利/广告/微信支付项; main.py 挂 5 个新路由
Co-Authored-By: Claude Opus 4.7 <noreply@anthropic.com>
OuYingJun1024
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